Privacy Policy of JIVIKA PARIVAR NIDHI LIMITED

Effective Date: October 16, 2026

1. Introduction and Company Information

This Privacy Policy explains how JIVIKA PARIVAR NIDHI LIMITED (“we,” “us,” “our”) collects, uses, discloses, stores, and protects personal information in connection with our website drylfi.click and our podcast-related services, communications, content distribution, audience engagement, and related operations.

We are committed to handling personal information in a manner consistent with applicable Canadian privacy laws and principles, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and, where applicable, applicable provincial privacy laws and anti-spam requirements.

JIVIKA PARIVAR NIDHI LIMITED
C/O SRI. SANJAY KR. JHA, HOUSE NO. - 246 JAMALPUR, GOGRI, KHAGARIA, KHAGARIA, Bihar, India - 851203
Email: [email protected]
Phone: +1 (416) 587-9426
Company Registration / CIN: U65999BR2018PLC038719
Website: drylfi.click

2. Data Collection and Processing

We may collect and process the following categories of personal information, depending on how you interact with us:

  • Contact information: name, email address, phone number, mailing address, and any details you provide in communications.
  • Account and subscription information: username, preferences, subscription status, and communication preferences.
  • Technical information: IP address, browser type, device identifiers, operating system, language settings, access times, and referring URLs.
  • Usage information: pages visited, podcast episodes played or downloaded, time spent listening, interaction with content, and clickstream data.
  • Communication records: messages, inquiries, support requests, feedback, and any correspondence with us.
  • Marketing and consent records: your consent choices, unsubscribe requests, and preferences for promotional communications.
  • Payment-related information: if applicable, billing and transaction details necessary to process payments through third-party payment processors. We do not intentionally store full payment card details unless required and lawfully processed by our payment service providers.

We collect personal information directly from you, automatically through your use of our website and services, and from third parties where permitted by law, such as analytics providers, podcast distribution platforms, and service vendors.

3. Purpose of Data Processing

We process personal information for the following purposes:

  • To provide, operate, and improve our website, podcast services, and related features;
  • To manage subscriptions, communications, inquiries, and customer support;
  • To deliver podcast content, newsletters, announcements, and service updates;
  • To personalize content, improve user experience, and analyze audience engagement;
  • To administer events, promotions, surveys, and feedback collection;
  • To process transactions and maintain business records where applicable;
  • To detect, prevent, and investigate fraud, abuse, unauthorized access, and security incidents;
  • To comply with legal, regulatory, tax, accounting, and reporting obligations;
  • To enforce our terms, protect our rights and property, and resolve disputes;
  • To send marketing communications where permitted by law and, where required, with your consent.

4. Legal Basis for Processing

Where Canadian privacy law or other applicable law requires a legal basis, we process personal information on one or more of the following grounds:

  • Consent: where you have given us clear permission to process your information for specific purposes.
  • Contractual necessity: where processing is required to provide requested services or fulfill a contract with you.
  • Legitimate interests: where processing is necessary for our business operations, audience analytics, service improvement, security, and fraud prevention, provided such interests are not overridden by your rights and freedoms.
  • Legal obligations: where processing is necessary to comply with applicable laws, regulations, court orders, or lawful requests.

For Canadian residents, we generally rely on meaningful consent unless an exception applies under applicable law.

5. Data Sharing and Third Parties

We may share personal information with trusted third parties only as necessary and in accordance with applicable law, including:

  • Service providers: hosting providers, analytics providers, email delivery providers, customer support tools, security vendors, and IT service providers;
  • Podcast distribution and content platforms: to host, distribute, and measure podcast content;
  • Payment processors: to process transactions securely, where applicable;
  • Professional advisors: lawyers, accountants, auditors, and consultants bound by confidentiality obligations;
  • Authorities and regulators: where required to comply with law, respond to legal process, or protect rights and safety;
  • Business transferees: in connection with a merger, reorganization, financing, acquisition, sale of assets, or similar transaction.

We do not sell personal information in exchange for money. If our practices change, we will update this Privacy Policy and take any steps required by law.

6. Data Transfer to Third Countries

Because JIVIKA PARIVAR NIDHI LIMITED may use service providers and infrastructure located outside Canada, including in India and other countries, your personal information may be transferred to and stored or processed in jurisdictions outside Canada. These jurisdictions may have privacy laws that differ from Canadian law and may permit access by courts, law enforcement, or national security authorities in those countries.

We take reasonable steps to ensure that cross-border transfers are protected by appropriate contractual, technical, and organizational safeguards, including confidentiality obligations, access controls, and security measures appropriate to the sensitivity of the information.

7. Storage Duration

We retain personal information only as long as necessary for the purposes described in this Privacy Policy, including to provide services, maintain records, meet legal and regulatory obligations, resolve disputes, and enforce agreements.

  • Account and contact data: retained for as long as needed to manage your relationship with us and for a reasonable period thereafter.
  • Communication records: retained as needed for support, documentation, and legal purposes.
  • Analytics data: retained in aggregated or de-identified form where possible, or for a period consistent with operational needs.
  • Tax, accounting, and compliance records: retained for periods required by applicable law.

When personal information is no longer required, we will securely delete, anonymize, or de-identify it where appropriate.

8. User Rights

Subject to applicable law, you may have the following rights regarding your personal information:

  • Access: request access to the personal information we hold about you;
  • Rectification: request correction of inaccurate or incomplete information;
  • Erasure: request deletion of personal information in certain circumstances;
  • Restriction: request limitation of processing in certain situations;
  • Data portability: request a copy of certain information in a structured, commonly used, machine-readable format where applicable;
  • Objection: object to certain processing based on legitimate interests or direct marketing, where applicable.

To exercise any of these rights, contact us using the details below. We may need to verify your identity before responding. We will respond within a reasonable timeframe and in accordance with applicable legal requirements.

9. Withdrawal of Consent

Where we rely on your consent to process personal information, you may withdraw your consent at any time, subject to legal or contractual restrictions and reasonable notice. Withdrawal of consent does not affect the lawfulness of processing carried out before withdrawal.

You may also opt out of marketing emails by using the unsubscribe link in the message or by contacting us directly. If you opt out of marketing communications, we may still send you important service or transactional messages.

10. Right to Complain

If you have concerns about our privacy practices, we encourage you to contact us first so we can try to resolve the issue.

You may also have the right to file a complaint with the Office of the Privacy Commissioner of Canada or another applicable provincial privacy regulator, depending on your place of residence and the nature of your concern.

11. Data Security

We use reasonable physical, technical, and administrative safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure. These safeguards may include access controls, encryption where appropriate, secure hosting environments, logging, and staff confidentiality obligations.

However, no method of transmission over the internet or method of electronic storage is completely secure. While we strive to protect personal information, we cannot guarantee absolute security.

12. Contact Information

If you have questions, requests, or complaints regarding this Privacy Policy or our handling of personal information, please contact:

JIVIKA PARIVAR NIDHI LIMITED
C/O SRI. SANJAY KR. JHA, HOUSE NO. - 246 JAMALPUR, GOGRI, KHAGARIA, KHAGARIA, Bihar, India - 851203
Email: [email protected]
Phone: +1 (416) 587-9426
Website: drylfi.click

13. Changes to Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or operational needs. When we make material changes, we will post the updated version on our website and revise the effective date above. Where required by law, we will provide additional notice or seek your consent.

We encourage you to review this Privacy Policy periodically to stay informed about how JIVIKA PARIVAR NIDHI LIMITED protects your personal information.

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